Answer
May 15, 2023 - 02:08 PM
No, you do not need Stripe if you have WooCommerce Payments. WooCommerce Payments is a payment gateway that is built into WooCommerce. It allows you to accept payments from customers using a variety of methods, including credit cards, debit cards, and PayPal. WooCommerce Payments is free to use and there are no monthly fees.
Stripe is a third-party payment processor that can also be used with WooCommerce. Stripe offers a wider range of payment methods than WooCommerce Payments, including Apple Pay, Google Pay, and ACH bank transfers.
Stripe also offers additional features, such as fraud protection and recurring billing. However, Stripe does charge a monthly fee and there are transaction fees for each payment that is processed.
If you are looking for a free and easy way to accept payments from customers, then WooCommerce Payments is a good option. If you need a payment gateway that offers a wider range of payment methods and additional features, then Stripe may be a better choice.
Here is a table that compares WooCommerce Payments and Stripe:
| Feature | WooCommerce Payments | Stripe |
|---|---|---|
| Cost | Free | Monthly fee + transaction fees |
| Payment methods | Credit cards, debit cards, PayPal | Credit cards, debit cards, PayPal, Apple Pay, Google Pay, ACH bank transfers |
| Features | Fraud protection | Fraud protection, recurring billing |
| Ease of use | Easy to use | Easy to use |
Ultimately, the best payment gateway for you will depend on your specific needs and requirements.
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