Answer Question
What are the best financing solutions for high priced items sold online? ($2500 -- $3000)
[posted on behalf of carwatchaudionut]
I'm hoping you folks can help me.
I'm in the home goods/furniture sector. US-based selling online to 48 states. Our average ticket is $2500 ~ $3000.
I'd like to find a finance company that can process remote customers. E-Sign, electronic signatures...etc. And, unlike most furniture store in-house programs, I'm not looking for LTO (Lease to Own) high rate programs for C & D rated borrowers. My customers are mostly well-to-do but would certainly be enticed if they could "use" someone else's money for a year.
I don't have a problem finding in-store sources (we're also brick & mortar) but online is proving to be a challenge. I've spent the better part of two days this week calling finance companies. Tired of waiting for callbacks, people not being able to answer basic questions that I have, and just a general lack of understanding. If I could get pointed in the right direction that would allow me to focus my energies on one or two companies.
Since this group is involved directly in what I do, thought I'd bring it here.
Any help will certainly be appreciated!